MARCH 9, 2025
 hour 1:  "Trump's Influence Already Felt in South Africa"        
 with Dr. Harry Booyens  
 
hour 2: "Consumer Financial Protection Bureau" with Phil Kerpen
information for Phil Kerpen's show
 
FULL TWO HOURS   WE THE PEOPLE RADIO   HOUR 1  WE THE PEOPLE RADIO     HOUR 2  WE THE PEOPLE RADIO
 
Trump's Influence Already Felt in South Africa
About our guest Dr. Harry Booyens
Harry Booyens is an internationally recognized, multiple award winning PhD Defense & Aerospace physicist. Originally from South Africa, with a 360-year bloodline in that country, he lives with his family on the forested slopes outside Vancouver, Canada. His life as a scientist exposed him to many of the realities of the Cold War and the period immediately following the Fall of the Berlin Wall. It included interaction with the United States and British defense establishment. He applies his lifetime of research and interpretive skills to History and Genealogy, and writes with factual accuracy and engaging style on these subjects. Hard evidence is a trademark of his work and has won him a number of awards. He focuses on  making Americans aware of what is happening in South Africa, the historic parallels between the two countries, and the warning that South Africa holds for Western Civilization in general and the United States of America in particular.
 

His Book (details below): "AmaBhulu - The Birth and Death of the Second America"
His Blog (details below): https://hbooyens.wordpress.com/
His Website: www.cliffwoodfogge.com

 
Why do I focus on the United States?:
https://hbooyens.wordpress.com/2018/03/30/why-the-united-states/

( perhaps Americans should read that)
The Great Obama Reversal : LINK (my view over the Obama years..
I suspect you will enjoy it)
 
“Dying for the Land”: 
https://hbooyens.wordpress.com/2018/05/27/dying-for-the-land/
 
“Who stole the Land?":
https://hbooyens.wordpress.com/amabhulu-topics/south-africa-who-stole-the-land/
 
Radio/TV/Internet media:
Message to (then) President Elect Trump
Interview on CCN with Karin Smith and Mel Ve
 

AmaBhulu - The Birth and Death of the Second America

 
The West has finally realized that “bringing Democracy” to the Middle East and Southwest Asia is not necessarily in the best interests of Western Civilization. Radical Islam is hijacking its plans and making a mockery of Democracy itself.

In South Africa, an earlier experiment in Bestowed Democracyis failing under a burden of abuse. Much taken with its own role in undoing apartheid a full generation earlier, the West prefers to look away. It appears to treat the plight of Western people in that country as a form of required penance. In the process, it indulges what is in effect a corrupt One-Party State Kleptocracy run along the Party Congress lines of its original mentor, the defunct Soviet Union.

AmaBhulu is a view of South Africa through eyes different from those employed in fifty years of media reporting, social science, and politics. The author walks the reader from the 1652 landing of the Dutch to the present by following his own family bloodlines as example through the documented history of the country, supported by copious evidence. As settlers, soldiers, slaves, and indigenes, they farm, they fight, they triumph, and they lose. They are mercilessly impaled and massacred by savage African tyrants. They are hanged and fusilladed by an imperial overlord, and herded into concentration camps. Yet, they persevere to create a key Western Christian country; the envy of all Africa and a Cold War bulwark of the West. Eventually it falls to the author to describe the loss of his country through forces beyond his control.

In 1797 the British Royal Navy feared South Africa would become a “Second America” for Britain, while, in the 20th century, the country was to Africa what the United States was to the world. AmaBhulu describes the developing crisis in the Second America that will inevitably entangle the First America. It is a study in the death of Civilization by its own collective hand; a severe warning for the West.
 
AmaBhulu should give pause to every thinking Westerner
On Amazon:          https://www.amazon.com/dp/0992159016
 
The Book Outline:
https://cliffwoodfogge.wordpress.com/publications/amabhulu-the-book/
 
AmaBhulu the Blog: 
Posted by Harry Booyens in The Writing of AmaBhulu
 
AmaBhulu – The Birth and Death of the Second America was first published in November 2013 as an e-book, and is now also available in a 630 page B&W printed softcover edition. This work is a comprehensive study of the complete history of South Africa, but with the unique differentiation that it tracks a few real bloodlines through that entire history. AmaBhulu describes how real individuals of European and North American descent experienced that epic history on the ground. The reader is placed among these real people. The author is the first to point out that his family is in this respect “dreadfully typical” and completely representative. AmaBhulu is therefore not a family history, but a History of a Nation by way of a few example bloodlines who happened to have been at the key formative events in that history.
These bloodlines systematically converge and by the 1950s they lead to the author and his wife, proving the author’s natural DNA-based authority in writing on the subject. AmaBhulu thereby also differs from the library of books by British newspapermen talking either about or to Afrikaners who are then treated as “subjects”. In AmaBhulu the world may hear an ordinary Afrikaner—not a reporter beholden to his editor, politician beholden to his party, or government-paid political history professor beholden to his pay cheque—talking about his own people based on actual experience, backed by solid evidence. The author is beholden to no one and no thing; only to his conscience, to his ethics, and to his respect for evidence.
AmaBhulu provides more than 1280 notes in evidence and a massive 270 bibliographic entries in support of any points it makes. The evidence is often from 17th-19th century texts, communications, or diaries. In more recent cases, the evidence is provided from British Hansardrecords and recently cleared US State Department documents. The author even provides recent documented supporting evidence from the enemy he was opposing.
Join the author in the epic and painful story of the Afrikaner nation as it evolves at the southern tip of Africa to build the country that became to Africa what America was to the world in the 20th century. In one sense, it is the story of what would have happened to the United States if it had not gained independence in the 18th century.
In 1797 the British Royal Navy was concerned that South Africa would become a “Second America” and take India from them. AmaBhulu holds stern warning for the First America if it wishes to avoid the present sad fate of the Second America.
 
Shows with Dr. Harry Booyens:

  Consumer Financial Protection Bureau

with Phil Kerpen    WE THE PEOPLE RADIO

hour 2:  CFPB is just one more regulatory burden

 
Good Riddance to the CFPB
By Phil Kerpen
 https://www.americancommitment.org/good-riddance-to-the-cfpb/
  
 The housing crisis and subsequent financial crisis in 2008 was caused in large part by politicizing loan eligibility criteria, advancing social justice objectives over sound economics.  Unfortunately, the Dodd-Frank law added even more politicization by creating the Consumer Financial Protection Bureau, which has raised costs and pushed many financial services beyond the reach of the consumers it purports to protect.
  
 The CFPB was the brainchild of Elizabeth Warren and the top demand of the liberal advocacy groups funded, ironically, by the billionaire inventor of toxic subprime negative-amortization mortgages, Herb Sandler.  It was designed to be the most powerful and unaccountable bureaucracy in the federal government.  All power was concentrated in one director with a fixed five-year term and not subject to removal by the president.  There was no budgetary oversight from Congress, with the agency funded by Federal Reserve profits, and no meaningful limits on what it could regulate.
  
 Fifteen years later we can judge CFPB by its results.  The number of banks in America, according to the FDIC, has plummeted from 7,500 to 4,500, with regulatory compliance costs falling disproportionately on smaller banks that have been forced to merge into the big guys or go out of business.  The St Louis Fed calculated that small banks have triple the regulatory compliance burden of big banks.
  
 So much for punishing Wall Street.
  
 CFPB's mortgage disclosure rules haven't made buying a house any easier or less financially risky – but they have added to the pile of paperwork and substantially increased closing costs.  The $25 billion "robo-signing" settlement, for instance, sent at most 6 percent of the total proceeds to victims.  Probably less.  And the settlement resulted in many mortgages being sold to non-banks with little expertise and lots of incompetence.
  
 A lot of the money CFPB collects in fines and fees ends up in a slush fund called the Civil Penalty Fund to be funneled to left-wing social justice groups.
  
 The agency even tried to do the one thing Congress expressly prohibited it from doing – regulate auto-lending.  This bizarre and extremely expensive regulation was overturned by a Congressional Review Act resolution in Trump's first term, but it was an early example of weaponized wokeness, using a computer model to guess the race of borrowers based on their last names and zip codes and then punishing auto dealers for computer-simulated racial discrimination.
  
 Under Biden, the CFPB kicked its regulatory activities into hyperdrive.  They banned arbitration clauses to open up vast new opportunities for trial lawyer class-action lawsuits.  They banned short-term lenders from setting up automated repayments – with a substantial negative effect on the availability of short-term loans that forced people who could no longer qualify for loans to instead overdraw their checking accounts or incur credit card late fees.  Then they tried to regulate overdraft fees and credit card late fees.
  
 This chain of regulating everything might sound good, until you realize that this is precisely why small banks are disappearing, and big banks are increasingly putting fees on everything.  Good luck finding a free checking account anymore if you don't carry a hefty balance.  The result is a two-tier banking system, and those struggling financially are getting denied access to more and more critical financial services.
  
 Fortunately, the CFPB's unaccountable structure is also its Achilles heel.  The Supreme Court ruled in 2020 that the provision that said the president can't fire the CFPB director is unconstitutional, and Trump has swiftly fired Biden's director, Rohit Chopra and installed Russ Vought as the interim director.
  
 The lack of any funding from Congress allowed Vought to inform the Federal Reserve that the agency's funding draw for next quarter is zero dollars.  Economist EJ Antoni points out that since the CFPB is supposed to be funded by Fed profits, and the Fed has been operating at a huge loss, the agency legally must be zero-funded.  So, Vought is on firm ground.
  
 Congress should also do its part, ideally by formally repealing the agency, but Democrats are likely to filibuster.  What they can't filibuster are Congressional Review Act resolutions, which are privileged and can permanently repeal the agency's most expensive and destructive midnight regulations from last year.  Whatever rules Congress doesn't repeal, Vought should formally rescind.  And then close up shop.
  
 Mr. Kerpen is president of American Commitment and Unleash Prosperity.